As of January 1st, 2018 we are no longer offering payment terms to clients who spend less than $5,000 a year with us. We value your business more than you will ever know, but to make the economics work we had to choose between getting payment up front or raising our prices to cover the additional expense. We know every dollar counts for small businesses so we thought this was a better option for our customers than raising our prices. This applies to new customers as well who are welcome to apply for terms after reaching the $5,000 annual minimum. We appreciate you!